Important Things You Should Know About Guaranteed Universal Life Insurance
Posted by Randy Jones Insurance Services
Guaranteed universal life insurance is insurance that is somewhere in between term life and whole life insurance. Despite its benefit, this insurance makes up a percentage of health insurance sales in the United States. This is because Americans are not very knowledgeable about it. This post contains the top things you should know…
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Additional Ways to Get Health Insurance after Open Enrollment Ends
Posted by Randy Jones Insurance Services
Open enrollment in health insurance is the time frame that occurs once a year when people can sign up for health insurance, adjust existing ones or cancel it. In most states, open enrollment starts from the first of November through the fifteenth of January (Nov 1 – Jan 15). But in some states,…
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Can My Medical Expenses Be Reimbursed?
Posted by Randy Jones Insurance Services
It’s hard to believe that employers can actually reimburse their employees for their health insurance and medical expenses and save money in the process. By using health reimbursement accounts or HRAs, an employer doesn’t have to spend an exorbitant amount of money on expensive policies that fall under the category of one-size-fits-all plans…
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10 Steps to Affordable Health Care Insurance
Posted by Randy Jones Insurance Services
Health care insurance costs can be brought down if you know what steps to follow. Knowing a few shortcuts will help you save money in the long run. The more ways you can find to save money, the better off you will be when it comes to finding health care solutions that best…
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Understanding What Face Value Means in a Life Insurance Policy
Posted by Randy Jones Insurance Services
The face value of a life insurance policy is basically the amount of insurance you are buying and is determined when it is purchased. If you purchase a $1 million policy, then the face value is $1 million. When you purchase life insurance, it’s important to know what you expect it to be…
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Everything You Need to Know About Self-Employed Health Insurance
Posted by Randy Jones Insurance Services
Being self-employed has its benefits. It also has its drawbacks as well. It’s a misconception that self-employed individuals don’t qualify for quality health insurance programs. Even if you are the only employee of the business, you are eligible for several different types of health insurance plans. It’s important to ask your insurance agent…
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No Exam Life Insurance Policies: Understanding the Basics
Posted by Randy Jones Insurance Services
Many people who want a life insurance policy balk at the thought of taking the medical exam. It’s not so much that they fear being turned down. Some may not have the money for the exam or simply just don’t like going to the doctor. However, they have options that will provide them…
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Ways How Life Insurance Can Secure Your Small Business
Posted by Randy Jones Insurance Services
Life insurance does not just financially protect your family. It can also efficiently safeguard your small business as well. Several features will support your family and make sure that your business will continue to thrive in your absence. In addition, small business owners who choose to purchase a life insurance policy should look…
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Essential Facts About Universal Life Insurance
Posted by Randy Jones Insurance Services
Many people come to a point where they feel as if they need life insurance of some type. When you begin to realize a need, it will be up to you to determine what type of life insurance is best. Different stages of life call for more coverage than others. An insurance provider…
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A Comprehensive Guide on the Affordable Care Act (ACA)
Posted by Randy Jones Insurance Services
Health insurance is something everyone should have. Even if you are rarely sick, the right health insurance policy will cover all your medical needs. This includes medical treatment plans and health screenings that are used to identify potential illnesses that may eventually become more severe. This need for quality healthcare at all stages…
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